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We're making Online Banking even safer!

Introducing Secure Sign On – a new security feature designed to further protect you and your online accounts.

Our new Secure Sign On process has two parts. First, a picture and phrase which you select will be displayed every time you start the sign-on process, so you’ll know you are at our site and it’s safe to enter your personal information. Second, we will need to be sure it’s you, so in some cases, we may ask for a bit more than your password before you sign on.

When you come to our site February 10 2007, you’ll be asked to set up Secure Sign On when you reach the sign-on page, and we encourage you to do so. The process is very quick and very easy. Here’s all you’ll need to do:

• Select a picture and personal phrase – These visual cues will be displayed when you sign on and are your assurance that you’re on our website.
• Select and answer confirmation questions – These questions may be used during your sign-on process to verify that it’s you.
• Register your personal computer (optional) – By agreeing to automatically register the computer you use for online banking, you help streamline your sign-on process, while also making it more secure. If you sign in from a computer that hasn’t been registered, we’ll use the confirmation questions you chose to verify that you’re authorized to access your account.

Please note that some browsers allow you to save your password, so that you don’t have to enter it every time you sign on. For security purposes, you will no longer be able to do this with Secure Sign On. In the future, you will be asked to type in your password each time you sign on to Online Banking. If you need help or can’t remember your password, call client service at 888-353-0902.

After you’re set up with Secure Sign On, you can feel completely at ease when performing your online transactions with us! And sign-on will be as easy as it always was.

FAQ (Frequently Asked Questions)

Learn more about:

• Online Banking
• EBanking for Business
• Bill Pay